Tag: best christian advice for newlyweds
The Lord is a friend to those who fear him. He teaches them His covenant. Psalm 25:14
Listen to my voice in the morning, Lord. Each morning I bring my requests to you and wait expectantly. Psalm 5:3
Let the Psalms above prepare your minds for what is to come.
These 56 powerful daily biblical affirmations for courageous faith can transform your life.
Biblical affirmations are not your regular “Positive Affirmations”; they are much more powerful, focused, and directional.
Biblical or Christian affirmations are based on God’s truth and power alone.
And NOT on what we as humans can do.
They are a mindset clean-up!
You may also like these free downloadable powerful monthly Biblical affirmations for courageous faith.
To be successful, you need a winning mindset. Get immediate access to your winning mindset bundle here.
An affirmation means to state or assert positively; to confirm or ratify that all is well.
These are some tools to record your prayers.
Biblical affirmations can eradicate negative feelings that can bring positive changes.
These unending angelic delights, like a glorious buffet of blessings, await on the other side. Click here to discover how.
Biblical affirmations, unlike positive affirmations, are based on the truths of Almighty God and are dependent on God’s strength, not ours.
They have the power to improve your outlook on life.
You may also like to learn how to pray specifically and expectantly for your children’s faith, character, safety, relationships, and future.
The Bible is filled with thousands of God’s promises.
For these promises to manifest in our lives, we must affirm and decree them; and believe them to be true.
Dive deeper into the Word with this.
You may also like how to manifest God’s Blessings by tuning in to the God Frequency.
These affirmations and declarations are based on and implied by the Bible.
“I can do all things through Christ who gives me strength” (Philippians 4:13). This is one of my favorite Bible verses!
Has your own strength failed you? Have friends and family turned their backs on you? Do you feel lonely?
Are you feeling depressed and exasperated today? In despair?
Then cling unto God! Cling to Jesus! Nothing is impossible with Him.
You may also like the 6 best tips for maximum motivation and success.
He is a friend that loves UNCONDITIONALLY and sticks closer and more tightly than anyone else.
Related: The 7 Day Miracle Prayer That Instantly Grants Your Heart’s Fiercest Desires.
The 7 Day Prayer Miracle is a detailed step-by-step blueprint that teaches how to pray effectively like Prophet Daniel did, and dwell in the realm of miracles.
Get immediate access to the 7day prayer miracle here.
Seek God’s guidance and wisdom first daily, and discover the power of prayer and affirmation.
He is the champion, above all champions, and the captain of your destiny.
Through Him, we live, breathe and have our being.
You may also like the best reasons why we should always pray.
It is my prayer that these powerful daily Biblical affirmations will minister to you in a very special way.
Enjoy it and have a Biblical & Christ-filled day!
For an in-depth understanding of what Biblical Affirmations are and their applications, please go to Powerful Monthly Biblical Affirmations for Courageous Faith.
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Positive Biblical affirmations are choiceful words that will add to, rather than subtract from, your life.
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You must separate yourself from your own strength, and must instead totally rely on God’s.
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Positive Biblical affirmations help me stay optimistic, focused, and grounded in the word and my faith.
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Positive Biblical affirmations are for everyone who is intentional about experiencing God in a higher dimension by recommitting yourself to God and following His direction.
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Unconfessed sin is a barrier to prayer. Confession not followed by repentance, and change is even worse. Please choose the best path.
“For the word of the Lord is right and true;
He is faithful in all he does.” Psalm 33:4
You may also like to learn how to pray specifically and expectantly for your children’s faith, character, safety, relationships, and future here.
I pray these 55+ powerful daily Biblical affirmations for courageous faith blesses your heart.
Please request your free printable below.
55 PLUS Powerful Godly Affirmations.
#1. The Word And The Almighty Order my Steps.
I Am Protected Under The Powerful Wings Of The Almighty.
“Because he loves me,” says the Lord, “I will rescue him, I will protect him, for he acknowledges my name. Psalms 91:14.
“But You, O Lord, are a shield for me, My glory and the One who lifts up my head.” – Psalm 3:3
You may also like how to manifest God’s Blessings by tuning in to the God Frequency.
#2. I Exhibit The Highest Level of Wisdom and Understanding In The Lord.
“Trust in the Lord with all your heart and lean not on your own understanding…” Proverbs 3:5
“So we have not stopped praying for you since we first heard about you. We ask God to give you complete knowledge of his will, and to give you spiritual wisdom and understanding.” Colossians 1:9
#3. My Path Is Smooth And Purposeful.
“The boundary lines have fallen for me in pleasant places; surely I have a delightful inheritance.” Psalm 16:6
#4. The Lord Renews My Strength Each Day.
“Look to the Lord and His strength; seek His face always.” 1 Chronicles 16:11
#5. I Am Light, I Illuminate, And I Can’t Be Hidden. I am Strong In The Lord.
“Let your light so shine before men, that they may see your good works and glorify your Father in heaven.” – Matthew 5:16
“For the Spirit God gave us does not make us timid, but gives us power, love and self-discipline.” – 2 Timothy 1:7
You may also like How do I make my relationship stay strong – 16 tips.
#6. My Future Is Bright. The Evil Expectations Of My Enemies Shall Be Cut Short. My Future Is Filled With Unshakeable HOPE!
“For I know the plans I have for you,” declares the Lord, “plans to prosper you and not to harm you, plans to give you hope and a future.” Jeremiah 29:11
“Surely there is a future, and your hope will not be cut off.” Proverbs 23:18
#7. PEACE Surrounds Me. Peace That Surpasses All Understanding.
“Do not be anxious about anything, but in every situation, by prayer and petition, with thanksgiving, present your requests to God. And the peace of God, which transcends all understanding, will guard your hearts and your minds in Christ Jesus.
Finally, brothers and sisters, whatever is true, whatever is noble, whatever is right, whatever is pure, whatever is lovely, whatever is admirable—if anything is excellent or praiseworthy—think about such things.” Philippians 4:6-8
#8. I Am Loved Unconditionally.
“For I am persuaded that neither death, nor life, nor angels nor principalities nor powers, nor things present, nor things to come, nor height, depth, nor any other created thing, shall be able to separate us from the love of God which is in Christ Jesus our Lord.” Romans 8:38-39.
“For God loved the world in this way: He gave His One and Only Son, so that everyone who believes in Him will not perish but have eternal life.” John 3:16
#9. I Am Good Enough. Nobody Can Make Me Feel Any Lesser Than I am.
“I am the true vine, and my Father is the gardener… “I am the vine; you are the branches. If you remain in me and I in you, you will bear much fruit; apart from me you can do nothing. John 15:1 & 5.
“Even before he made the world, God loved us and chose us in Christ to be holy and without fault in his eyes.” Ephesians 1:4
#10. I Am Not Afraid. The Lord Is On My Side.
“For God gave us a spirit not of fear, but of power, love, and self-control.” 2 Timothy 1:7
“The LORD is on my side; I will not fear. What can man do to me?” Psalm 118:6.
You may also like the 4 Sentence Prayer That Instantly Grants Your Heart’s Fiercest Desires.
#11. I Forgive Myself And Others.
“For if you forgive other people when they sin against you, your heavenly Father will also forgive you. But if you do not forgive others their sins, your Father will not forgive your sins.” Matthew 6:14-15
#12. I Am Thankful And Grateful To God For My Life.
“Devote yourselves to prayer, being watchful and thankful.” Colossians 4:2.
“I will praise your mighty deeds, O Sovereign Lord. I will tell everyone that you alone are just.” Psalm 71:16
#13. I Have An Unshakable Belief That My Prayers Are Heard.
“Therefore I tell you, whatever you ask for in prayer, believe that you have received it, and it will be yours.” Mark 11:24
#14. God Is My BANNER (Jehovah-Nissi).
“Let him lead me to the banquet hall, and his banner over me is love.” Songs of Solomon 2:4.
#15. God’s Purpose For My Life Stands Firm.
“For I know the plans I have for you,” declares the LORD, “plans to prosper you and not to harm you, plans to give you hope and a future.” Jeremiah 29:11
#16. No Plans Of The Enemy Shall Prosper In My Life.
“And in Your lovingkindness, cut off my enemies, and destroy all those who afflict my soul, For I am Your servant.” Psalm 143:12
“Though I am surrounded by troubles, you will protect me from the anger of my enemies. You reach out your hand, and the power of your right hand saves me.” Psalm 138:7
You may also like how to manifest God’s Blessings by tuning in to the God Frequency.
#17. I Will Not Go Back To Where I Came From.
Not that I have already obtained this or am already perfect, but I press on to make it my own, because Christ Jesus has made me his own. Brothers, I do not consider that I have made it my own. But one thing I do: forgetting what lies behind and straining forward to what lies ahead, I press on toward the goal for the prize of the upward call of God in Christ Jesus. Philippians 3:12-14
#18. I Am An Overcomer. I Am Victorious!
“But thanks be to God! He gives us the victory through our Lord Jesus Christ.” 1 Corinthians 15:57
#19. My Today and Tomorrow Will Be Greater Than My Yesterday.
“Being confident of this, that he who began a good work in you will carry it on to completion until the day of Christ Jesus.” Philippians 1:6
“But forget all that— it is nothing compared to what I am going to do. For I am about to do something new. See, I have already begun! Do you not see it? I will make a pathway through the wilderness. I will create rivers in the dry wasteland. Isaiah 43:18-19
#20. I Am The Apple of God’s Eye.
“He found him in a desert land, and in the howling waste of the wilderness; he encircled him, he cared for him, he kept him as the apple of his eye.” Deuteronomy 32:10
#21. I Shall Lack Nothing.
“And my God will supply every need of yours according to his riches in glory in Christ Jesus.” Philippians 4:19
#22. I Am More Than A Conqueror.
“What, then, shall we say in response to these things? If God is for us, who can be against us?” Romans 8:31
#23. I Am Shielded And Lifted (Protected).
“But you, O LORD, are a shield around me; you are my glory, the one who holds my head high.” Psalm 3:3
#24. I Experience The Lord’s Goodness And Miraculous Ways.
“For every creature of God is good, and nothing is to be rejected, if it is received with thanksgiving.” I Timothy 4:4
#25. I Will Taste The Power And Goodness of The Lord.
“Taste and see that the Lord is good; blessed is the one who takes refuge in him.” Psalm 34:8
#26. I Walk In MIRACLES.
Since my youth, God, you have taught me, and to this day I declare your marvelous deeds. Psalm 71:17
You may also like the 7 day Miracle Prayer That Instantly Grants Your Heart’s Fiercest Desires.
#27. I Am Not Who I Used To Be.
“Therefore, if anyone is in Christ, the new creation has come: The old has gone, the new is here!” 2 Corinthians 5:17
#28. I Can Get Through Anything I’m Going Through. Pain Is Not Permanent. No Negative Condition Is Permanent.
“I consider that our present sufferings are not worth comparing with the glory that will be revealed in us.” Roman 8:18
#29. God Will Take Me Where No One Else Can. I Depend On God ALONE.
“Cast your cares on the Lord and he will sustain you; he will never let the righteous be shaken.” Psalm 55:22
#30. The Lord Is My HELPER.
“Fear not, for I am with you; be not dismayed, for I am your God; I will strengthen you, I will help you, I will uphold you with my righteous right hand.” Isaiah 41:10
“The Lord will work out his plans for my life—for your faithful love, O Lord, endures forever. Don’t abandon me, for you made me.” Psalm 138:8
#31. My DESTINY Is Secure. Today, I Choose JOY!
“It is the Lord who directs your life, for each step you take is ordained by God to bring you closer to your destiny. So much of your life, then, remains a mystery!” Proverbs 20:24
#32. I Am Fearless And Brave.
“So have no fear of them, for nothing is covered that will not be revealed, or hidden that will not be known.” Matthew 10:26
“I prayed to the Lord, and he answered me. He freed me from all my fears.
Those who look to him for help will be radiant with joy;
no shadow of shame will darken their faces.” Psalm 34:4-5
#33. I Have UNSHAKABLE Faith.
“For we walk by faith, not by sight.” 2 Corinthians 5:7
You may also like these monthly powerful biblical affirmations for courageous faith.
#34. I Will Put My TRUST And CONFIDENCE In God.
“Trust in the Lord forever, for in YAH, the Lord, is everlasting strength.” Isaiah 26:4
“Praise the LORD, my soul, and forget not all his benefits.” Psalm 103:2
#35. I Am Strong And Courageous.
“Be strong and courageous. Do not fear or be in dread of them, for it is the Lord your God who goes with you. He will not leave you or forsake you.” Deuteronomy 31:6
#36. God Knows My name. He Recognizes Me.
“I am the good shepherd. I know my own and my own know me, just as the Father knows me and I know the Father; and I lay down my life for the sheep.” John 10:14-15
You may also like 12 powerful thanksgiving Psalms and Prayers to pray over your family.
#37. I Shall NOT Be Moved.
“Those who trust in the Lord are like Mount Zion, which cannot be shaken but endures forever…” Psalm 125:1
#38. God Always Makes A Way For Me.
“God arms me with strength,
and he makes my way perfect.” “You have made a wide path for my feet
to keep them from slipping.” Psalm 18:32, 36
“Your kingdom is an everlasting kingdom, and your dominion endures through all generations. The Lord is trustworthy in all his promises and faithful in all he does.” Psalm 145:13
#39. God Orders My Steps.
“The heart of man plans his way, but the Lord establishes his steps.” Proverbs 16:9
#40. The Lord’s Drawn Bloodline Surrounds Me.
“My God, my rock, in whom I take refuge, my shield, and the horn of my salvation, my stronghold, and my refuge, my savior; you save me from violence. I call upon the Lord, who is worthy to be praised, and I am saved from my enemies.” 2 Samuel 22:3-4
#41. I Have Peace That Surpasses All Understanding.
“Therefore, since we have been justified through faith, we[a] have peace with God through our Lord Jesus Christ…” Psalm 5:1
#42. I Shall Not Be Shamed.
“Fear not; you will no longer live in shame. Don’t be afraid; there is no more disgrace for you.”Isaiah 54:4
You may also like how to manifest God’s Blessings by tuning in to the God Frequency.
#43. God Is Always With Me.
“Fear not, for I am with you; be not dismayed, for I am your God;
I will strengthen you, I will help you, I will uphold you with my righteous right hand.” Isaiah 41:10
“The Lord is a refuge for the oppressed, a stronghold in times of trouble.” Psalm 9:9-10
#44. The Lord, My God, Will Be With Me Wherever I Go.
“Have I not commanded you? Be strong and courageous. Do not be afraid; do not be discouraged, for the Lord your God will be with you wherever you go.” Joshua 1:9
#45. My Plans Will Succeed Because I Depend On The Lord.
“Commit to the Lord whatever you do, and he will establish your plans.” Proverbs 16:3
#46. I am Forgiven. The Blood Of Jesus Purifies Me.
“In him we have redemption through his blood, the forgiveness of sins, in accordance with the riches of God’s grace…” Ephesians 1:7.
“O Lord, you are so good, so ready to forgive,
so full of unfailing love for all who ask for your help.” Psalm 86:5
#47. When I Call Upon The Lord, He Listens, He Hears.
“Then you will call on me and come and pray to me, and I will listen to you. You will seek me and find me when you seek me with all your heart.” Jeremiah 29:12-13.
“Listen closely to my prayer, O Lord; hear my urgent cry. I will call to you whenever I’m in trouble, and you will answer me.” Psalm 86: 6-7
#48. I Delight Myself In The Lord, Therefore, He Will Give Me The Desires Of My Heart.
“Take delight in the Lord, and he will give you the desires of your heart.” Psalm 37:4
#49. I Am Content. God Is My Provider.
“And my God will meet all your needs according to the riches of his glory in Christ Jesus.” Philipians 4:19
“Let perseverance finish its work so that you may be mature and complete, not lacking anything.” James 1:4
#49. I Will Reap The Fruits Of My Labor.
“Commit to the Lord whatever you do, and your plans will succeed.” Proverbs 16:3
You may also like tips on how to intentionally pray for and with your children.
#50. My Children Will Fulfill Their Destiny.
“All your children shall be taught by the Lord, and great shall be the peace of your children.” Isaiah 54:13
“Behold, I and the children whom the LORD hath given me are for signs and for wonders …….” Isaiah 8:18
Discover how to pray specifically and expectantly for your children’s faith, character, safety, relationships, and future here.
#51. I Am Blessed And Highly Favored.
“Praise be to the God and Father of our Lord Jesus Christ, who has blessed us in the heavenly realms with every spiritual blessing in Christ.” Ephesians 1:3
#52. I Am Healed And Made Whole Continually.
He heals the broken-hearted and binds up their wounds. Psalm 147:3.
“But I will restore you to health and heal your wounds,’declares the Lord..” Jeremiah 30:17
#53. I Live with Intention And Purpose.
“His divine power has given us everything we need for a godly life through our knowledge of him who called us by his own glory and goodness.” 2 Peter 1:3
“Trust in the Lord with all your heart and lean not on your own understanding; in all your ways submit to him, and he will make your paths straight.
Do not be wise in your own eyes; fear the Lord and shun evil. This will bring health to your body and nourishment to your bones.”Proverbs 3:5-8
#54. The Lord Supports My Endeavors.
“May he send you help from the sanctuary and grant you support from Zion.” Psalm 20:2
#55. God Will Come To My Aid When I’m In Trouble.
“May the Lord answer you when you are in distress; may the name of the God of Jacob protect you.” Psalm 20:1
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#56. Today Will End In Praise.
“Yes, the Lord has done amazing things for us! What joy!” Psalm 126:3.
“And my tongue shall speak of Your righteousness, and of Your praise all the day long.” Psalm 35:28
May The Lord, our God, guide you continually today and forever.
May He be a mighty shield over you and your loved ones.
“Show me the right path, O Lord; point out the road for me to follow. Lead me by your truth and teach me, for you are the God who saves me. All day long I put my hope in you.” Psalm 25:4-5
May every enterprise of yours be successful.
May God’s mercy and grace accompany you wherever you go.
“The faithful love of the Lord never ends! His mercies never cease.” Lamentations 3:22
May all your expectations and prayer requests turn into mega testimonies.
May The Lord grant your heart desires. Now and forever. Amen.
Be sure to get your free Biblical affirmations printable below, so you can be reminded of who you are in the Lord daily.
Stay blessed and favored always. ♥
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At some point in our lives, we must decide to identify our purpose in life.
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Related: Best reasons why we should always pray.
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Living an intentional life lead towards living a purposeful life.
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You must know what you want out of life for a start. Intentional living is way much more than a YOGA BURN that leads to a lighter, healthier & happier life.
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It is like your personal vision. It is like taking stock of your life NOW and deciding whether the things you are investing your time and resources into are worth it.
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“Although no one can go back and make a brand new start, anyone can start from now and make a brand new ending.” -Carl Bard
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More importantly, how do they bring glory to God? You must prayerfully ask for God’s guidance in identifying your purpose in life.
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Always ask yourself, WHY am I doing this?
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If there’s no reasonable WHY or if it’s difficult for example to identify WHY you are in a relationship or WHY you are spending so much time with a particular friend, or WHY you keep watching this particular show, if there’s no fulfillment at all, then guess what? It’s time to shift gears and start doing things differently.
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It’s time to start making changes that will align with your core values. These changes will bring about long-lasting happiness and feelings of fulfillment
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Here Are Some Tips on How to Live Intentionally.
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Improve the PRESENT
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Forget the PAST
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Spend quality time studying the word of God and things of the Lord
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Associate more with genuine children of God. Iron sharpens iron
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Have a positive mindset
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Be sensitive to time always. Do not waste time on anything unproductive. Time waits for no one
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Here are 56 cards that offer simple and easy-to-do daily practices.
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Integrate them into your life and you can have powerful results and uncover sustainable happiness. Get these mindful living card decks
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Be purposeful with your time and resources
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You can never pray too much. There’s always something to pray about
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Your Children will be fine. Pray more. Don’t Overlook any evil. Encourage and Uplift them more
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Don’t allow stress to get in the way of the good things in your life.
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Teen Stress?? – Using these stress reduction cards, your TEEN will find lasting relief from stress so you and they can focus on their fabulous future!
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Teach your children by example. Don’t expect them to do what you say. Let them see you practicing what you preach.
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Live in the PRESENT. The past is gone. You can change and make the present and future better
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Worry Less. Take your worries and anxiety to God!
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Most battles are won on your knees with strategic, proactive, and progressive prayers.
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Trust in God TOTALLY
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Be KIND to the UNKIND
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Show lots of GRACE to your spouse and children, even when they seem impossible to contain. It will pay off by HIS grace.
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#1 You may also like – Powerful Monthly, Biblical Affirmations For Courageous Faith
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Avoid and/or get rid of All toxic relationships
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Surround yourself with friends and relationships that build you up
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Think before you speak. It’s hard to retrieve bad words and the hurt they cause
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Don’t live in self-pity
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Don’t think or imagine that the grass is greener on the other side
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No condition is permanent and no relationship is perfect. Work on !
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Create purposeful and practical long and short term goals
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Believe in Miracles and expect them to happen in your life and also to work for you
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Honor your parents always. This is the only commandment with a promise!! Tell your children this too:)
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Never give up
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Be a cheerful giver. Give and don’t expect anything in return. The Lord will reward you big time!
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Keep trying until you succeed. Never quit! Never give up quickly! Persevere my friend.
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Don’t underestimate the power you have as a woman and the strength you have as a man.
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Control your tongue
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Celebrate other people’s successes in order to attract yours
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Be yourself, don’t try to please people
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Appreciate your spouse or fiance. Do not take them for granted
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Evaluate your friends, if all you do is evil together, the relationship won’t last. The friendship will end when God changes one of you
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Bring Clarity to your relationships instead of confusion. Avoid making assumptions
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Learn the 12 best secrets to a long-lasting relationship
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Stay away from gossip and gossipers
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Have a true and reliable accountability partner
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Be mindful of the media you fix your eyes and mind on
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Respect whoever writes your paycheck
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Forgive, forgive, forgive for your own good
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Be the best you can be
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#2 You May Also Like – Self Care – 17 Best Ways to Take Better Care of Yourself
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Treat your body right. Take care of God’s temple. Don’t put bad stuff into your body. Stay away from bad habits
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Be at ease with yourself
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Respect and love your parents notwithstanding their disposition
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Don’t think too highly of yourself. You didn’t make yourself
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Have a budget and stick to it
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Always have an emergency fund for the rainy day
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Live frugally. Save, save, invest, invest
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Buy what you ‘need’ not what you ‘want.’ Ask ‘why’ before you buy
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My dear friends, your intentionality can only grow if you focus on being intentional. You must identify what you want, have a clear, focused picture, and an action plan.
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Are you looking for ways to be intentional in your life? Are your core values based on God’s word and truths? Or anyone else’s?
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I would really, really love to hear about one or two of the daily tips you plan to use from now to become more intentional. Please let me know in the comments. I will really appreciate it.
As always, I’m sending lots of love, and positivity your way. Stay continually blessed………..♥
17 Best Christian Advice for Newlyweds
One of the biggest surprises for a newly married couple can be their spouse’s daily habits regarding finances.
17 practical financial advice for newlyweds can help you avoid money problems before they creep in.
In the busyness of wedding preparations and the glow of romantic love, many couples may forget to discuss the fine details of their financial habits.
After marriage, a husband could be shocked when his new wife responds to a rough day by stress-shopping and coming home with loads of new clothes.
The total money makeover by Dave Ramsey has proven to be a faith-based and PROVEN plan for financial success for couples.
A wife might as well be surprised by her husband’s coffee habit or obsession with off-brand products.
If you are in debt, use this secret to miraculously dissolve your debt.
Saving for children’s college or retirement, beliefs regarding debt, investments, and savings–all these are important details that many couples overlook during the exciting days of engagement.
Igor-Alexander Ledochowski offers a program that gives clear, straightforward information for the average person on how to manage their finances, instead of living paycheck to paycheck.
Now, as a newlywed, it’s important to start off on the right foot when you talk to your spouse about finances.
You may also like Best Christian advice for newlyweds – 31 tips.
Newlyweds need substantial practical financial advice early in their relationships.
“Money came by the House the other Day” by Robert Katz, CPA provides a comprehensive guide to Christian Financial Planning.
Learning and adhering to personal finance basics could help couples not live paycheck to paycheck, and avoid many problems that can creep in later.
Money issues are the number one reason why most married couples have conflicts or fights.
As awkward as discussions of money issues can be, it is advisable to tackle this line of communication early to prevent any misunderstandings along the way in the relationship.
This complete guide to money teaches you how to budget, save, dump debt, and invest.
Come along with me in this article as I explore several important financial advice goals for newly married couples, shared by veteran couples with many years of experience.
Most of the information here comes from my own experience of more than three decades of marriage, interviews, and conversations with like couples.
Also, from Christian personal financial management classes and countless personal finance books that have passed in front of my eyes.
Here are 17 pieces of very valuable financial planning advice for newly married couples.
From experience, you can never go wrong with these tips.
Financial Advice – Financial Tips For Newlyweds – Practical And Essential for Today.
1.// Clarify Your Shared Values And Where You Are This Moment.
First of all, you must identify where you are starting from.
These questions are trivial; Do you know your net worth? How much do you know about personal finance management?
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How much do you have in your bank account?
Do you know how to balance your checkbook?
Do you know what a budget is?
Every decision you make surrounding money is often based on your values.
Mary Nosuchinsky of Stash Wealth once said that married couples should, “Know what each person is bringing into the marriage, whether “good” or “bad” (salaries, savings, debt, spending habits).
It’s also helpful to talk about how each partner grew up with money.
Related: Best Christian Advice for Newlyweds: 31 + tips.
A lot of times, this directly correlates with current spending habits and views of money (aka a love or hate relationship).
Whether you are deciding about buying a car, a vitamin supplement, or a brand of cereal, the decision is not a simple yes or no question.
Far from being surface issues, money choices reflect deep realities about what is important to us.
Because of this, one of your first priorities in marriage should be clarifying your core values.
To start with, label six non-negotiable areas that will guide you in all of life.
Do you value success and achievement?
Compassion and generosity?
Frugality and savings?
Prioritizing shared hobbies?
Nice meals with the family?
Making some general guidelines for your marriage will clarify future decisions about money.
Whenever you are unsure about making a purchase, ask yourself,
“Does buying this brand of shampoo help me support my value of success and professionalism?”
“Does this food purchase support our shared health and wellness goals?”
Clarifying your values early in the relationship will help you stay focused on your long-term goals.
At the end of the day, the key to success on this journey is both of you being on the same page and at the same time.
Clarifying shared values and where you are this moment is the first practical financial advice newlyweds must implement.
Related: 12 Best Secrets To A Long Lasting Relationship.
2.// Make A Budget And Stick To It.
Preparing a written and zero-based budget is the first and most important step in your financial plan.
In light of the important values you have determined, apportion an amount of money that you will set aside for certain needs every month.
A budget is a plan for every dollar you have. A zero-based budget means that every month you must budget or apportion every single dollar.
A budget is a must for any family aiming for financial freedom and a blessed, happy, and contented life.
Money problems related to insufficient wise financial planning is the cause of most marital stresses.
Based on your net incomes, you must know how much to apportion for your needs and wants every month.
Any budget must cover all your needs and some of your wants.
Basically, the key element is — savings for emergencies and the future.
If dressing professionally is important to you, you may want to use a larger portion for work attire.
If savings and generosity are important to you, then place considerable amounts in savings.
Don’t forget to budget for house and car payments, utilities, groceries, and small daily needs like soap and toilet paper.
The most common monthly expenses to factor into your budget should include housing, transportation, child care, pet care, health, life and car insurance, transportation, savings, debt, cell phone, food, utilities….
You must put into consideration both short term goals (within two years and less) and long term goals (anything more than 2 years) in your budget planning.
There are many budgeting apps specifically designed for couples and the family that allow for tracking of individual expenses as well as shared spending.
You can also use the good old paper budget method.
Whichever option you decide to utilize, just stay consistent, and actually use it every month.
3.// Use Cash Envelopes To Hold You Accountable To Your budget.
Dave Ramsey, a renowned personal finance guru, recommends putting a portion of money in each budget category for each month in an envelope.
Studies have shown that we spend much less when we use cash than when we swipe the card.
With cash envelopes, each category on your budget gets an envelope, and each month you put that agreed amount in it.
Using cash envelopes helps couples stick to their plan and avoid overspending.
One envelope might be labeled “entertainment,” while another envelope might be labeled “groceries.”
When the envelope is empty, you stop spending for the month on that category. At the end of the month, if you have any money left, you can save it.
You don’t need to use cash for every single bill.
This works best for shopping and those categories you’ve identified you have a tendency to overspend.
This method helps you become more conscious of the amount of money you have left and prevents overspending.
4.// Communicate Frequently About Money.
Face to face sit down conversations about money are critical for newlyweds and throughout your marriage.
Discuss the purchases you have made and the things you would like to buy in the future.
Communicate about whether or not your purchases are lining up with your values and budget.
Especially when considering a large purchase such as furniture or a car,
ensure that you and your spouse have time to discuss the expenditure and come to a mutual agreement.
5.// Have An Attitude Of Compromise And Generosity.
Even though you clarify your values, you and your spouse may differ in your interpretation of needs related to the values.
For example, you may have agreed on a shared value of health and wellness.
To one spouse, wellness and health can mean eating fruits and vegetables and taking medicine when sick.
And to the other spouse, health and wellness can mean buying expensive essential oils and diffusers.
Be patient when your spouse interprets your values differently than you do.
Take it as an opportunity to communicate and compromise.
Occasionally, choose to allow your spouse to splurge on something that doesn’t seem important to you, but which seems vital to him or her.
However, be wise to stick to your budget and stay committed to the plan.
6.// Don’t Spend More Than you Make.
A veteran married couple shares this important financial tip for couples.
When you strike out on your own, you may feel tempted to try to live the same comfortable lifestyle that your parents live or lived.
Remember, your parents built their lifestyle through years of savings and hard work.
By all means, do not try to live like or emulate the Joneses. Your future financial happiness depends on best practices that you put in place now.
Take into account the amount of money you and your spouse actually make on a day to day basis. Then, plan to spend accordingly.
Don’t spend more than you earn. It can’t get any simpler than that.
In a nutshell, sincerely and honestly assess your earnings and live way below it.
Practical financial advice from parents is a tremendous gain.
7.// Don’t Spend What You Don’t Have.
This piece of financial advice for newlyweds is related to the last tip. If you don’t have the money, don’t spend it.
Avoid debts by all means.
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Avoid large purchases that would involve going into debt. Learn the ancient art of contentment.
If you can’t afford it, simply live without it.
Avoid borrowing and the use of credit cards.
If you must use a credit card, get one that you could use for all of your expenses, where you get cash rewards/ points/miles, and has the capability to build your credit too.
Your plan and focus should be on how much you can put on your credit card each month with the conviction and discipline to pay it OFF completely every month.
According to Proverbs 22:7: “The rich rules over the poor, and the borrower is servant to the lender.”
That speaks for itself.
With God and discipline, you can do this!
Don’t ever get fooled by ‘sale’ prices, discounts, and attractive payment plans.
They are all beautifully decorated ideas that can lead you to spend on wants and not needs and to overspend.
8.// Don’t Spend All The Money You Do Have.
Avoiding debt and living within your means are important first steps to financial wellness as newlyweds.
However, a couple married for forty years shares another important lesson they have learned in marriage: you don’t need to spend every penny you DO have.
When you have leftover money in a cash envelope for the month, it’s not necessary to empty it.
Just count it as an extra donation to your savings account.
9.// Save For Large Purchases.
Savings is an effective and preferred way to achieve those large purchases you’ve been wishing for.
A car, a house, a new roof, and other large purchases require savings, patience, and perseverance.
Save money, a little or as much as you can each month for whatever goal you have in mind, and you will be surprised how quickly the money adds up.
10://Put Money In Long-Term savings.
Arrange with your employer to deduct money from your paycheck before you ever see it.
Direct deposit to savings is a simple way to pay yourself first.
Long term savings accounts are designed for saving over an extended period of time. There are other savings account options that are not as restricted.
This method of savings ensures that you are not tempted to spend the money you should be saving.
Saving is an important way to plan for your future and your family’s future. It requires a lot of discipline on your part, but remember that The Lord is your strength.
11.// Work Hard. Hard Work Pays Off.
Colossians 3:22-24 tells us God’s standards for our employment.
We should work hard “not only when [the boss’s] eye is on you and to curry their favor but with sincerity of heart and reverence for the Lord.
“Whatever you do, work at it with all your heart, as working for the Lord, not for human masters, since you know that you will receive an inheritance from the Lord as a reward. It is the Lord Christ you are serving.”
Proverbs 13:4 also links hard work to financial success.
If you are not willing to work diligently, cheerfully, and willingly, don’t expect money to come rolling in.
12.// Remember That Money Is Not The Ultimate.
Although money is critical for survival, it is not the most important thing in the universe.
There are many things more valuable than getting another dollar.
There is no price tag to assess the value of spending time with your children while they are growing.
Investing time helping your elderly parents or neighbors is paramount and priceless.
Listening to a grieving friend is irreplaceable.
Each of these items is more important than money.
Although it’s important to work hard and to save, sometimes other things need to come along too or even come first.
First Timothy 6:10 says, “ For the love of money is a root of all kinds of evil, and by craving it, some have wandered away from the faith and pierced themselves with many pains.”
Jesus had a lot to say about people who loved money more than they loved him. Don’t be that person.
In other words, do not be so engulfed in making money that you neglect other aspects of life that are equally or even more important.
Someone once said that a happy environment attracts good things including money.
13.// Listen To Advice From Older Generations.
A seasoned couple with many years of marriage experience shares lessons learned in marriage.
These short proverbs will help guide you as you start your marriage:
Advice # 1: Pay off your credit cards every month and do not allow debts to accumulate.
Advice # 2: Shop from a list; if it’s not on the list, don’t buy it.
Advice # 3 Always think about big purchases overnight. Don’t buy impulsively.
Go home from the car dealer or furniture store and contemplate overnight if the purchase is warranted, for example.
Morning light often gives clarity to the situation.
There’s nothing wrong with getting financial advice from successful and trustworthy people that are older.
They can also serve as your mentors or accountability partners.
14.// Have An Emergency Fund.
Dave Ramsey and all financial advisers suggest keeping a sum of money that is set aside for emergencies.
Unfortunate situations tend to come around with regularity: emergent care, hospital bills, car breakdowns, appliance problems, roof damage, or even a fire or car crash.
Having an emergency fund will give you more confidence when difficult situations arise.
Dave Ramsey advises at least $1000 emergency fund in a beginner emergency fund and $500 if your income is under $20,000 per year.
According to Dave Ramsey, “A fully-funded emergency fund covers three to six months of expenses.”
Others suggest starting at $500 and adding to it until it gets to three to six month’s worth of expenses.
It’s not possible to know when an emergency will happen, but it is possible to plan ahead for it.
To build your emergency fund quickly, the simple and best principle is to spend less and make more.
You have to make an intentional effort to cut down on your overall average monthly expenses.
It can mean taking lunch to work, cutting off the lattes, going to the grocery store with a list, and avoiding buying anything that is not on the list, cutting down on weekend outings, etc.
This is probably one of the best practical financial advice a newlywed couple can put into practice immediately.
15.// Choose Date Options That Don’t Cost As Much.
While splurging on your relationship as a newlywed couple is a good idea from time to time, try to choose cost-effective date nights whenever possible.
The bottom line is to save money.
Perhaps you could go on a hike, ride a bike, walk by the river, or enjoy a home movie.
Whatever the case, enjoying the simple joys of life FOR NOW can help to save money.
16.// Live By The Old Proverb, “A Penny Saved Is A Penny Earned.”
Another practical financial advice for newlyweds is to SAVE, SAVE, SAVE. What small changes can you make to save money?
Perhaps you could adjust the thermostat by a few degrees. Or change your lighting to fluorescent bulbs.
Or, turn off the shower while lathering. You can also turn off lights when not in use, or let the fresh breeze dry your clothes.
Ride a bike to the store, walk in the neighborhood instead of going to the gym, or cook at home a few more nights a week.
You can sell things that you don’t need or use to make extra money and also declutter your house or apartment.
These options will not only save money but will reduce your carbon footprint on the earth.
17:// Pay Your Tithes and Choose Generosity.
Sometimes, it’s easy to clench our fists and hang onto our carefully-earned money.
But 2 Corinthians 9:6-8 says, “Remember this: Whoever sows sparingly will also reap sparingly, and whoever sows generously will also reap generously.
Each of you should give what you have decided in your heart to give outside the tithe, however not reluctantly or under compulsion, for God loves a cheerful giver.
And God is able to bless you abundantly, so that in all things at all times, having all that you need, you will abound in every good work.”
This promise provides endless hope for those who are generous. We tithe as an act of faith. Tithes support the needs of pastors and the work of the local church.
Most wealthy Christians attribute their success to adherence to sound practical financial advice related to tithing and offering.
God is more than able to bless us with all we need, in this life and in the next.
He will give us the resources we need to serve Him and bless others in every good work.
He will take care of us, and we will be fulfilled.
I believe that giving to the Lord should be the number one priority for any believer that understands or has experienced the benefits.
Obedience in paying tithes pleases God. Remember, He is the source.
Malachi 3:10 supports that – paying tithes and giving offerings as instructed are signs of obedience to Christ.
Obedience is better than sacrifice. Tithing is an act of faith.
We prove our love for Christ by obeying His commands.
All that we have belong to God. That should be a motivation for you to be obedient in paying your tithe.
Putting these practical financial advice and tips into practice can help you to stay financially happy.
“A vision without action is just a hallucination.” – Dr. C. Thomas Anderson.
Please do not Procrastinate!
Sending lots of love, blessings, and positivity your way………♥
How Do I Make My Relationship Stay Strong – 16 Ways
How Do I Make My Relationship Stay Strong – 16 WaysIs this article on ‘how do I make my relationship stay strong a marriage evaluation toolkit? What does that mean?
You are about to find out!
What season is your marriage in? Find out here.
You may have seen the catch phrase, “It’s the small moments that make life big,” plastered in a sentimental scrapbook or posted beside a baby photo on social media.
But have you ever taken the time to think carefully about the truth behind this statement?
We often work, labor, and stress to achieve the great moments: a vacation, a college degree, or a great milestone.
But we don’t often take the time to realize that each and everyday experience with our friends, spouses, and children are the stuff of life.
It takes more than just love to keep any relationship, especially a marriage relationship, strong and healthy.
Without the little gestures and consistent, persistent prayers, the big achievements will have no significance.
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Be spontaneous. Avoid being predictable.
Here are some small steps and gestures you can try every day and often to show your spouse that you love them.
These small gestures can save your marriage relationship.
They are simple and practicable.
Moreover, these gestures don’t take a lot of time or money.
Some of them will take just a second or two of your time.
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But above all, they can have a monumental effect on bonding you and your spouse together.
Your marriage relationship can stay strong, happy and healthy with these 16 proven tips.
1. Smile
Dopamine, endorphins, and serotonin are all released when you smile.
A smile can have a powerful effect on your happiness and on your marriage relationship.
In the morning, for instance, always say “Good Morning” with a smile.
“Good or Great Morning Blessings” sound even better.
Say hello with a smile when you greet each other when you come home.
It’s a way to show you missed them, and you are happy to see them.
One source says that more feel-good chemicals are released from a single smile than when receiving a large sum of money.
Therefore, give your partner a simple smile.
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It’s simple, painless, and a free way to improve your quality of life and your marriage relationship.
Show that you are truly happy to see him or her.
Take the time to smile. It’s one of the small gestures that matter.
2. Say Thank You
A married couple with nearly forty years of experience shares that one of the most meaningful small things/gestures in their marriage was thankfulness.
The husband thanked his wife for daily chores and small tasks she performed for the family.
Daily, he thanked her for the delicious meals she created.
By example, he taught their children to cultivate a habit of thankfulness.
Saying thank you is another example of small things that make a big difference in any relationship.
Often we get too comfortable in a marriage relationship and start taking small things like saying thank you or showing gratitude for granted.
3. Ask Questions
Engage your spouse in meaningful conversations.
Show you care by asking about their day.
Do a simple online search for conversation starters for couples, then bring those questions into your daily life.
Don’t just rotate in the same ruts that you’ve always used.
Try to bring in new topics of conversation and learn something new about your spouse every day.
4. Surprise Your Spouse
Think of little things that will brighten your spouse’s day.
Pack a special food item in your spouse’s lunch box or show up at his or her work with chocolates or flowers.
Why not try tucking a love note into a lunch box, in a drawer, under a pillow, or even in your spouse’s shoes?
Listen to your spouse’s conversation and try to tune in to the small nuances that provide clues to the things they like and dislike.
Then surprise them with a small gift “just because.”
It will bring a smile to your loved one’s face and help sustain your marriage relationship.
5. Love Texts Can transform a marriage relationship
Sometimes the most powerful small things include showing that someone remembers you.
Show your spouse you are thinking of him or her by sending him a love note or prayer by text!
Send him or her a message during the day, letting them know you are thinking of them and praying for them.
Remember the events that your spouse has scheduled for the day and ask how those things are going.
Colossians 3:12 says, “Clothe yourselves with tenderhearted mercy, kindness, humility, gentleness, and patience.”
Showing your partner you are thinking of him or her is a way to demonstrate kindness and gentleness to one another.
6. Simple Touch
Simple touch means a brief, playful touch that brings connection.
Pat their shoulder, caress their hair, do a special handshake, or give a brief kiss or hug.
Do these rituals every day to enrich your life and your marriage.
Reach out and make the first move.
Show your spouse you care and want to connect.
Show you care. Every touch shouldn’t be for sex.
7. Create Daily Rituals
Every relationship should have rhythms and patterns of connection. These patterns lend stability to relationships.
Check in every morning over coffee. Hold hands and pray. Call each other at lunch time and check in.
Have special and specific times off social media and other devices. This is big one these days!
Take time each week to go over that week’s schedule and pray together over your week.
Daily bible based devotions together are great!!
A family that prays together stays together, they say.
Doing your rituals on a regular, recurring basis will help you and your spouse feel safe.
Becky Bailey calls these rituals of connection, “I Love You Rituals.”
She says that I Love You Rituals contain four ingredients: playfulness, simple touch, presence, and gentle eye contact.
While most of her I Love You Rituals are geared for adults connecting with children, partners can similarly incorporate the same principles into their interactions with one another.
Are you truly present with your spouse during that quick kiss?
Do you touch them gently, look fondly into their eyes, and express playfulness and joy?
It’s the little things that matter.
8. Respond to Your Spouse’s “Bids”
Steve Call says that couples are constantly sending out “bids” for attention.
Like a slight nose-scratch or cough from a bidder at an auction, some of these bids are subtle and hard to notice.
Nonetheless, spouses are constantly asking one another for connection in small ways.
It’s important to notice and respond positively to your spouse’s bid for attention.
If they hint at going out to eat, taking a walk, chatting about the day, or playing a board game, make sure you don’t brush off this small invitation.
Notice their “bid” for attention and respond with kindness.
If you’re not available right then, then make sure you schedule another time when the two of you could connect.
If you make a habit of dismissing or ignoring your spouse’s bids, she or he may stop asking, and your relationship will suffer.
9. Give Them Wildflowers
How about finding a small bouquet of lovely sweet peas, daisies, trumpet vine, or daffodils?
Wildflowers are a small but significant way to add beauty and love to your spouse’s life.
Even if not expensive, a small gesture like this shows your spouse that you took time and effort to show them that you love them.
Wildflowers is another example of small things that matter.
What are other things you think you can do to strengthen your marriage relationship?
10. Say “I Love You.”
Sometimes we assume that others know that we love them. But the words matter.
Many songs have been written on the importance of verbalizing our love.
Sometimes, we realize too late that we should have been more diligent about speaking love out loud.
Ron Hamilton’s song reminds us, “Life is but a vapor, quickly vanishing away. Wait until tomorrow, and your change may flee away.
Give a fragrant flower while its beauty still can charm. Give a kiss to warm the longing heart.
Say ‘I love you’ while the heart can feel. Say ‘I love you’ while the heat can heal.
Make a heart rejoice, give your love a voice. Speak the words while you can say ‘I love you.”
Unconditional love should be expressed every day.
11. Be a Good Listener
Proverbs 18:13 says, “If one gives an answer before he hears, it is his folly and shame.”
Take time to really hear what your spouse is saying to you.
Be an empathetic listener.
Give them your full attention, make eye contact, nod, and ask clarifying questions.
Assure your spouse that they are important to you by listening to what they are sharing with you—even if it seems trivial.
Don’t be quick to provide solutions. Often your partner just wants you to listen.
12. Don’t Go To Asleep Angry.
In Ephesians 4, Paul puts limits on our anger. While anger is a powerful force that can sometimes be used for good, it has potential for great harm.
In this passage, Paul helps us understand helpful boundaries for our anger.
Ephesians 4:26 says, “In your anger do not sin”: Do not let the sun go down while you are still angry.”
In other words, we are permitted to experience the energy of anger that helps mobilize us to do something about an unjust situation we care deeply about.
But God puts a 24-hour time limit on anger.
We are not allowed to sin in our anger through gossip, hatred, slander, selfishness, or revenge.
We are also not allowed to hang onto it for long.
Anger always morphs into something selfish and destructive.
God encourages people to deal with their anger before the sun goes down, so we do not carry it with us into the next day.
Sometimes, it’s not wise to talk about conflicts before you go to bed, since both of you may be stressed, exhausted, and in need of sleep.
However, aim to talk through your situation in that 24-hour window.
Seek peace and reconciliation as soon as possible.
Forgive, and don’t hold onto your anger.
13. Be An Encourager in your marriage relationship
Hebrews 3:13 says, “But encourage one another every day, while it is called today, so that not one of you may be hardened by the deceitfulness of sin.”
Life can be intensely discouraging, so don’t take for granted the importance of your encouragement to your spouse.
Your words of comfort and hope can make the difference between hope and despair.
If you are running dry on encouraging things to say, just do a simple online search for encouraging quotes and words of encouragement for a spouse.
Then use them! Don’t miss a day!
14. Don’t assume anything in your marriage relationship
Mike Bechtle wrote the following commentary on the importance of not making assumptions:
“Someone said, ‘In the absence of data, we tend to make things up.’
That’s why it’s important to keep talking about hard issues. If we don’t, we won’t know what the other person is thinking.
So we start believing our made-up perspectives, imagining things that aren’t there and assuming they’re true.”
Seek to always ask questions, clarify conversations first, and believe the best.
Moreover, never assume you know what your spouse is thinking or what their motivations are.
Always ask! Don’t be a mind reader.
15. Spend Time Together, but also Spend Time Alone
Sherry Turkle, in her excellent book, Reclaiming The Conversation: the Power of Talk in a Digital Age, said, “Loneliness is painful, emotionally and even physically, born from a want of intimacy” when we need it most, in early childhood. Solitude—the capacity to be contentedly and constructively alone—is built from successful human connection at just that time.”
Avoid loneliness by prioritizing your spouse and making sure they feel loved, cared for, and listened to.
Go on dates and prioritize one-on-one conversations away from children.
You can use this couple’s love journal to reignite and deepen your relationship.
But also, prioritize time alone. This should be a priority in your marriage.
Give your spouse space for solitude—quiet time to commune with their thoughts and with God.
Similarly, have a healthy balance between alone time and together time.
16. Accept Each Other
Romans 15:5-7 provides a beautiful vision of the church that can also be applied to marriage.
“Now may the God who gives endurance and encouragement grant you harmony with one another in Christ Jesus, so that with one mind and one voice you may glorify the God and Father of our Lord Jesus Christ.
Accept one another, then, just as Christ accepted you, in order to bring glory to God.”
God, therefore, encourages us to see a vision of oneness, harmony, and unity. Praise to God.
However, in order to reach that point, we must accept one another.
Your spouse may have a different personality than you do, for instance.
He may have different likes or dislikes. She may also have quirks.
But successful marriages must be based on unconditional love and acceptance.